News: The interim budget proposes to increase the number of beneficiaries under the Lakhpati Didi scheme to three crores from earlier 2 crore target.
What is the Lakhpati didi scheme?
- Launched in December 2023, the scheme aims to financially empower women in rural areas and promote their entrepreneurial spirit.
- Target beneficiaries: Women members of existing or newly formed SHGs in rural areas. Participants in the Scheme must be active members of self-help groups.
- Financial assistance: Interest-free loan of Rs. 5 lakh per SHG for initiating or expanding incomegenerating activities.
- Benefits: Alongside financial aid, the Lakhpati Didi scheme offers various benefits such as comprehensive training opportunities for women, enhancing their skills and empowering them economically. Women are connected with Self-Help Groups (SHGs), enabling them to receive training in areas such as making LED bulbs, plumbing, repairing drones, fostering financial independence.
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Significance
- Increase in income: Help women earn a sustainable income of at least Rs. 1 lakh annually per household.
- Financial inclusion: Bring more women into the formal financial system by encouraging them to join selfhelp groups (SHGs).
- Skill development: Provide skill training to women entrepreneurs to improve their business capabilities.
- Women empowerment: Create a network of successful women entrepreneurs who can inspire and support others.